Investment residential
One-to-four-unit investment properties, multifamily with five or more units, and mixed-use properties.
A financing backup for real estate agents
Keep your investor’s real estate deal moving.
As a direct lender, Capital Financial Global provides 30-year fixed, asset-based financing for qualifying investment properties. No tax returns. No personal financial statements. No DSCR ratio.
No borrower documents are needed for the initial fit review. Preliminary screening does not involve a credit bureau inquiry.
Direct lenderNot a broker or marketplace.
Institutional capitalLoans originated and funded using institutional capital.
26+ yearsFounder’s real estate finance experience.
OTC: CFGXCapital Financial Global, Inc.
The financing path
A clear, asset-based review.
The first review focuses on the property: location, property type, requested loan amount, and loan-to-value. For qualifying scenarios, Capital Financial Global offers permanent financing for purchases, cash-out refinances, and bridge-loan exits.
Plan around 30 days from a signed term sheet. Timing depends on appraisal, title, environmental, and other third-party reports.
Paul Edward NoratFounder, CEO & Chairman
26+ yearsReal estate finance experience
Read the video transcript
I’m Paul Norat, founder of Capital Financial Global. We built this company to be a permanent escape from the short-term debt trap. We stand up for the independent operator by providing the one thing traditional banks and hard money lenders withhold: certainty.
At CFGX, our underwriting is fundamentally different. We look at the real estate, not the DSCR ratios. We don’t demand your tax returns or your personal financial statements. If the asset fits our criteria, we deploy committed institutional capital to secure it. Up to a 30-year fixed term.
$100K–$5MLoan range
Up to 75%Gold Tier LTV
30-year fixedFully amortizing
48 hoursProposed terms if qualified
Major metrosAcross the United States
30 daysTypical closing after signed term sheet
Program limits and timing are subject to underwriting, due diligence, and third-party reports.
Property fit
See whether the property fits.
Programs are available for purchase financing, cash-out refinancing, and bridge-loan exits.
Commercial real estate
Retail, office, warehouse, industrial, self-storage, and auto-related properties such as gas stations, car washes, repair shops, dealerships, and parking.
Borrower and location
Borrowers must be legal entities. Properties must be in major metropolitan areas; CFGX confirms location eligibility from the exact address during preliminary review. Owner-tenant properties may qualify; primary-residence loans are not available.
Not eligible
Rural properties, raw land, construction, renovation projects, special-use properties, or owner-occupied primary residences.
Two leverage paths: Gold Tier offers up to 75% LTV for borrowers with a 650+ FICO. Silver Tier offers up to 50% LTV without a minimum FICO requirement.
Pricing and structure: Rates and fees are deal-specific. Prepayment terms vary by program and are disclosed in the term sheet. Ask CFGX to confirm any guaranty or recourse requirement for the scenario.
What happens next
A simple handoff, with the agent first.
Start with the property and your own contact details. The initial form does not request borrower contact information or sensitive borrower documents.
Send the essentials
Provide the property address, requested loan amount, deal type, property type, closing deadline, and your contact details.
Receive a preliminary fit review
CFGX reviews loan amount, LTV, property type, and location. Screening is preliminary and does not involve a credit bureau inquiry.
Review terms and proceed
If the scenario qualifies, proposed terms are issued within 48 hours. A signed term sheet begins underwriting and due diligence.
Agent-first intakeYour submission contains your contact details—not the borrower’s. CFGX responds to you first and coordinates any borrower introduction through you.
Closed transactions
Representative financing.
A sample of transactions Capital Financial Global has closed across property types and geographies.
Warehouse purchase
Charlotte, North Carolina
$1,365,000 · 75% LTV
30-year fixed · Stated income / no DSCR
Triplex cash-out
Bronx, New York
$637,500 · 75% LTV
30-year fixed · Stated income / no DSCR
60-second agent intake
Get a 48-hour fit check.
Start with the property. We will review the scenario and respond to the referring agent within 48 hours.
Keep sensitive data out of this form.
Do not send tax returns, Social Security numbers, bank statements, or borrower contact information here.
Prefer a conversation? Call 801‑747‑2000 or email [email protected].
Is the closing deadline under 30 days?
Call before submitting so we can quickly determine whether the timing and property fit the program.