About Us
Capital Financial Global (CFGX) is a direct lender specializing in 30-year fixed-rate hard money loans for commercial and investment real estate.
We do what no one else does: combine the speed and flexibility of hard money lending with the permanence of a 30-year fixed rate. No tax returns. No personal financial statements. We underwrite the property — its income, its value, its location.
We are the preferred alternative to traditional bank financing.
Traditional hard money is 12–24 months. Bank financing requires tax returns, personal financial statements, and months of underwriting. We sit in between — asset-based underwriting with permanent financing. Your property qualifies, not your tax situation.
About Us
Founded by Paul Norat (Attorney, CPA, MBA), CFGX provides institutional capital to real estate investors who need certainty, speed, and long-term stability.
We originate 30-year fixed-rate hard money loans — no tax returns, no personal financial statements. We underwrite the property, not the borrower.
What We Do
We originate 30-year fixed-rate hard money loans for commercial and investment real estate. No tax returns. No personal financial statements. We underwrite the property — its income, its value, its location.
Who We Serve
Commercial real estate investors across all 48 states. Bridge loan exits, long-term acquisitions, and equity access. $100K to $5M per loan. 48-hour term sheets.
Why We’re Different
Traditional hard money is 12–24 months. Bank financing requires months of underwriting. We combine asset-based underwriting with permanent 30-year fixed-rate financing. Your property qualifies, not your tax situation.
“It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you’ll do things differently.”