About Us

Capital Financial Global (CFGX) is a specialty finance company that provides asset-backed financing and loan advisory services.

Unlike traditional banking models, CFGX helps organizations obtain needed liquidity by using an asset-backed approach rather than a traditional credit approach to originating new loans, buying and selling existing loans, and converting distressed collateral into cash or trade-able form.

We are the preferred alternative to traditional bank financing.

Our mission is to help organizations obtain needed liquidity by using a non-traditional, asset-backed approach to originating new loans, buying and selling existing loans, and converting distressed collateral into cash or trade-able form.

About Us

Our mission is to help organizations obtain needed liquidity by using a non-traditional, asset-backed approach to originating new loans, buying and selling existing loans, and converting distressed collateral into cash or trade-able form.

Our higher purpose is to help restore global economic stability by adding only socially and economically responsible financial assets to the global financial system, by helping to rid the system of illiquid, toxic financial assets, and by being the positive change we want to see in the world as an organization.

The Business Model

We make money by charging loan fees, making interest rate spreads on loans we hold, and by buying & selling loans in whole or in part to institutional investors, hedge funds, or other secondary market participants. We also make money by charging loan servicing fees and by selling distressed assets that we acquire for our own investment or through some type of foreclosure.

Market Segments

We operating in the commercial real estate lending market, the life settlement portfolio finance market, and the commercial financing market. The Company also looks for opportunities to acquire distressed assets that provide arbitrage by exploiting price differences in assets and interest rates due to distressed correlated economic conditions rather than deterioration in the intrinsic value of the assets themselves.

Asset Classes

We work with the following types of collateral in our asset based lending services: commercial real estate, life insurance portfolios, invoice factoring, purchase order financing, and hypothecation of actively trading securities. The Company will also aggressively pursue any other opportunities that falls within its overall strategy.

“It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you’ll do things differently.”

Warren Buffet

Our Guiding Principles

  • We treat others as we would want to be treated, in every circumstance. This includes our clients, our investors, our creditors, our business partners, our employees, and the rest of the world that we may impact, directly and indirectly.

  • We proactively provide clear and appropriate information to all our business constituents.

  • We only do win-win transactions that benefit all parties involved, in some way.

  • We do not take unfair advantage of others.

  • We ensure that we are living up to these standards by implementing and maintaining an effective corporate governance strategy to monitor, audit, educate, and enforce them.

  • We report those who violate our ethical and moral standards without exception, including our own upper management.

  • We respect and protect our economy and the world in which we live and thrive.

  • We do not deceive anyone in any way.

Meet Our Team

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PAUL NORAT
PAUL NORATChairman, President & CEO

Mr. Norat was previously Chairman, President & CEO, of Capital Financial Services, Inc., a specialty finance company based in Salt Lake City, Utah and operating in the western region of the USA, from April 2000 to May 2010.

CHRISTINA FULLER
CHRISTINA FULLERController
Mr. Norat was previously Chairman, President & CEO, of Capital Financial Services, Inc., a specialty finance company based in Salt Lake City, Utah and operating in the western region of the USA, from April 2000 to May 2010.
DYLAN ROBERTSON
DYLAN ROBERTSONHead of IT
Mr. Norat was previously Chairman, President & CEO, of Capital Financial Services, Inc., a specialty finance company based in Salt Lake City, Utah and operating in the western region of the USA, from April 2000 to May 2010.
JUAN MARTINEZ
JUAN MARTINEZHead of Operations
Mr. Norat was previously Chairman, President & CEO, of Capital Financial Services, Inc., a specialty finance company based in Salt Lake City, Utah and operating in the western region of the USA, from April 2000 to May 2010.
JOEL GARZA
JOEL GARZAProject Manager
Mr. Norat was previously Chairman, President & CEO, of Capital Financial Services, Inc., a specialty finance company based in Salt Lake City, Utah and operating in the western region of the USA, from April 2000 to May 2010.
OWEN MCKENZIE
OWEN MCKENZIESupport Manager
Mr. Norat was previously Chairman, President & CEO, of Capital Financial Services, Inc., a specialty finance company based in Salt Lake City, Utah and operating in the western region of the USA, from April 2000 to May 2010.

ASSET BACKED
LENDING SOLUTIONS.